What Is a Special Needs Trust?
What Is a Special Needs Trust?
A special needs trust is a legal arrangement designed to provide financial support for individuals with disabilities without jeopardizing their eligibility for government benefits such as Supplemental Security Income (SSI) or Medicaid. This type of trust ensures that funds are managed responsibly and used for the benefit of the individual, covering expenses beyond basic needs.

At Singler Law LLC, we provide legal assistance to the Cincinnati public, helping families establish special needs trusts to protect their loved ones’ futures.
How Does a Special Needs Trust Work?
A special needs trust holds assets that are used to enhance the quality of life for the beneficiary. These funds can be used for:
- Medical care not covered by Medicaid
- Education and training
- Transportation
- Personal care services
- Entertainment and recreational activities
Since the trust’s assets are not considered the beneficiary’s property, they remain eligible for government benefits.
Types of Special Needs Trusts
- First-Party Special Needs Trust
- Funded with the beneficiary’s own assets, such as an inheritance or settlement, and often required to repay Medicaid upon the beneficiary’s death.
- Third-Party Special Needs Trust
- Funded by parents, relatives, or others for the benefit of the individual with special needs. These funds are not subject to Medicaid repayment.
- Pooled Special Needs Trust
- Managed by a nonprofit organization, combining multiple beneficiaries’ funds while maintaining separate accounts for each individual.
Why Create a Special Needs Trust?
- Protect eligibility for crucial government benefits.
- Ensure funds are used for the beneficiary’s specific needs.
- Provide peace of mind for families knowing their loved one’s future is secure.
How Singler Law LLC Can Help
At Singler Law LLC, we:
- Help you choose the right type of special needs trust.
- Draft trust documents tailored to your family’s needs.
- Provide guidance on managing and funding the trust.
Contact Us Today
If you’re considering a special needs trust for a loved one in Cincinnati, contact Singler Law LLC for compassionate and knowledgeable legal assistance. Let us help you secure their future and peace of mind.
